For this weeks God Story , it actually involves with my current dentist. Since last year my dentist told me that I needed to redo my bridge on the right side of mouth because it was cracked and there was no way to repair it except to give me a brand new one. A few years back I had paid for this bridge that he did out of my own pocket and I paid full price for it because I did not have dental insurance back then. Well it was time to do the bridge again, which I thought it was unreal and now that I have dental insurance, it still did not cover the cost of my bridge.
Last year, I was quoted that I would still have to pay over $2000 even with the insurance claim maxed out. There was no way I could fork out that much money. My goal this year was to actually save up for this bridge. I was actually building my savings account to save up for this procedure However, all that I saved up was taken away in June due to fraudulent charges created by one client. Imagine me helping a client for 2 months then they take it all back from credit card companies. All that money disappeared… so I was stuck trying to figure out the dental payment I needed to make.
Unfortunately my bridge area started to feel more sensitive so then I had to talk to the dental office and let them know what was going on with my life. I explained to them there was no way I could afford a 2k payment on the bridge that I had fully paid for a couple years back. At this rate I don’t know when I will be able to do the bridge. So I asked kindly if there was a way to negotiate a better rate for me. Well, it turns out they emailed me last week to give me a new quote. I found out the receptionist quoted me wrong. In fact she told me that I actually needed to do a 4 bridge instead of a 3 bridge so its even more expensive because that would total the bridge to be over $4000 without insurance and even if I did use up all my insurance this year I would have to make over $3000 in payments .Luckily , my dentist was very kind to me and he actually offered a reduced rate for me. He decided to only charge half and take the rest of my insurance for the year but the final payment would be $945. Not only is that affordable but he has it set up for me to pay this off slowly for a year. So that is less than $100 a month for me. Its rare to find a dentist that actually care about their patients and are willing to work with them. I am actually grateful that he was so generous to give me this discount. It really helps me financially here so I can actually get teeth done next month. I am so glad that I no longer need to stress over my dental work, the universe really made this happen for me. 🙂
Did anyone have something positive to share from last week? What was it? 🙂